Homes for Texas Heroes takes applications all year: up to 5% of the loan amount, paid toward your down payment and closing.(800) 555-0100Run the 2-minute check
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Arlington, TX

Down payment assistance in Arlington, TX

Arlington's own homebuyer program is paused, so buyers here rely on statewide assistance for now.

Is there any city down payment help in Arlington right now?

The Arlington Homebuyer Assistance Program (AHAP) offered up to $20,000 to buyers at or below 80% AMI. Housing Channel, the nonprofit that lists it, describes the program as currently paused, and we could not confirm a reopening date on the city's own site. Until it returns, there is no city-funded down payment money for Arlington buyers.

The county doesn't step in either. The Tarrant County Homebuyer Assistance Program serves Tarrant County outside Fort Worth, Arlington and Grand Prairie, so an Arlington address is excluded. That leaves the statewide layer, which is open. Arlington ISD and Mansfield ISD teachers, aides, counselors and nurses, Arlington Police Department officers and full-time firefighters can apply for Homes for Texas Heroes, worth up to 5% of the loan as a grant or a loan forgiven after 3 years, on top of a 30-year fixed mortgage. Buyers in other jobs can use TDHCA My First Texas Home, and Home Sweet Texas covers low- and moderate-income buyers who don't fit a Heroes category, including repeat buyers in some cases.

If AHAP resumes, it is worth asking your lender whether it can be paired with a state program, since rules on stacking vary. In the meantime, run the program finder with an Arlington address, review metro limits on the Tarrant County guide, and check back here, as we update program status when funding changes. Rules for each state program are on their own pages, so compare them side by side before you choose.

Run by the city of Arlington

Arlington Homebuyer Assistance Program (AHAP)

Not taking applications

City of Arlington

Meant for
Buyers at or below 80% AMI
How much
Up to $20,000
Income cap
80% AMI

Housing Channel: 'Program is currently paused.' Not confirmed on the City of Arlington site (blocked).

Fact-checked November 2026 · our sources

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The statewide layer

Buyers in Arlington can also draw on 9 statewide programs, Homes for Texas Heroes among them. The full Texas list · Program matcher

County guide: Tarrant County.

Buyer classes near Tarrant County

Budget a few hours for a buyer class before closing, because almost every program requires it. These HUD-approved agencies around Tarrant County teach the class or sit down with buyers one on one:

AgencyTownMiles awayOffersLanguagesHow
Housing ChannelFort Worth3Buyer class, One-on-one prepEnglishBy phone
Fort Worth Area Habitat for Humanity IncFort Worth11Buyer class, One-on-one prepEnglish, SpanishIn person, By phone, Online
Transformance Dba Services of Hope EntitiesDallas25Buyer class, One-on-one prepEnglishBy phone
Dallas Area Habitat for HumanityDallas25Buyer class, One-on-one prepEnglish, SpanishIn person, By phone
Dallas County Home Loan Counseling CenterDallas26Buyer class, One-on-one prepEnglishBy phone

Pulled from HUD's list of approved counseling agencies. A class that one program accepts may not count for another.

Which class counts? Your lender keeps the list of approved courses for each Texas program, and can open your pre-approval during the same conversation. Start the eligibility check

Questions from Arlington buyers

Is the Arlington Homebuyer Assistance Program open?

No. Housing Channel lists AHAP as currently paused. It offered up to $20,000 to buyers at or below 80% AMI.

Can Arlington buyers use the Tarrant County program?

No. Tarrant County's program excludes Fort Worth, Arlington and Grand Prairie.

What can Arlington teachers and police use instead?

Homes for Texas Heroes, which offers up to 5% of the loan for down payment and closing costs to eligible educators and first responders statewide.