Homes for Texas Heroes income limits

TSAHC published one Heroes income figure per metro area, not a split by household size:

• Austin: $228,480
• Dallas: $205,870
• Fort Worth: $187,510
• San Antonio: $178,339
• Houston: $176,800
• El Paso: $172,550

Outside these six metros, TSAHC's county figure is set by its eligibility quiz and lender tools, so a participating lender confirms it. The exact effective date of the 170% limit was not stated.

Whose income counts

For TSAHC's non-bond down payment help without a Mortgage Credit Certificate, only the borrower's own qualifying income counts. If you add the MCC, you must meet the MCC's lower limit of 115% of area median family income.

Purchase price limits

There is no purchase price limit for non-bond DPA without an MCC. Price limits apply if you use bond DPA or add the MCC; ask your lender for the current figure.

Not a hero job? Compare Home Sweet Texas

TSAHC's Home Sweet Texas program uses a 150% limit, for example $156,000 in Houston and $181,650 in Dallas.

TDHCA My First Texas Home limits (a separate state program)

TDHCA's program uses county income and price limits, effective July 13, 2026 (1-2 people / 3+ people / price, non-targeted):

• Austin-Round Rock-San Marcos (Bastrop, Caldwell, Hays, Travis, Williamson): $134,400 / $154,560 / $598,019
• Dallas HMFA (Collin, Dallas, Denton, Ellis, Hunt, Kaufman, Rockwall): $121,100 / $139,265 / $589,596
• Fort Worth-Arlington (Johnson, Parker, Tarrant): $110,300 / $126,845 / $589,596
• San Antonio-New Braunfels (Bandera, Bexar, Comal, Guadalupe, Wilson): $104,725 / $120,434 / $583,580
• Houston-The Woodlands-Sugar Land (Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, Waller): $104,000 / $119,600 / $566,354
• Brazoria County: $126,000 / $144,900 / $566,354
• All other counties: $101,500 / $116,725 / $566,354

Targeted census tracts in some counties use higher TDHCA limits. See TDHCA's limits.