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Texas home budget

What price range can your paycheck carry in Texas?

Put in what you earn and what you already pay each month. We size up a price range using the debt-to-income limits lenders commonly use, then hold it against your county's program limits and the help you might get.

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A price range to shop in
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House payment you can carry
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Rough loan amount
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Cash down at closing
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Help you might get
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A ballpark, not a loan offer. Swap in the rate a lender actually quotes you; 6.75% is only a placeholder. The payment counts principal, interest, your tax-and-insurance figure, and a typical mortgage insurance charge (FHA 0.55% a year, conventional 0.5%, USDA 0.35%, VA none). Texas property taxes run high, so don't skimp on that box.

Get real numbers from a lender