Houston
Houston's city HAP is out of funds and Harvey HbAP 2.0 is on hold, but the land trust grant of up to $150,000 is open. Plus state and Harris County options.
City by city
Texas cities that put up their own down payment money
These cities fund homebuyer help on top of what the state and counties offer. Pick yours to see everything open to buyers there.
Dallas
Dallas DHAP offers up to $60,000 in High Opportunity Areas, plus an anti-displacement track for 10-year residents. Status, limits and state options.
Fort Worth
Fort Worth HAP gives first-time buyers up to $25,000 as a 0% forgivable loan. Income and price limits, credit rules, and how it fits with state programs.
Arlington
Arlington's AHAP (up to $20,000) is paused. What Arlington buyers can use instead: state programs and statewide Heroes help for teachers and first responders.
San Antonio
San Antonio HIP offers up to $30,000, and SAPD/SAFD and city employees can get up to $40,000 in the CRAG area. Limits, forgiveness and status.
Austin
City of Austin DPA gives first-time buyers up to $40,000 (80% MFI, homes to $440,000). Plus the Austin Community Land Trust and Travis County HFC help.
McKinney
McKinney offers up to $10,000 for first-time buyers and a $5,000 HFC gift paired with TDHCA loans. Status, rules, and how they stack with state programs.
Denton
Denton's city Homebuyer Assistance Program has spent its funds. See what Denton buyers can use now, from TDHCA loans to Heroes help for teachers.
El Paso
El Paso's Mi Casa grant (up to $20,000) and Welcome Home El Paso (up to 5%) are both open inside city limits. Income limits, target areas and how to apply.
