Homes for Texas Heroes
Home loans for Texas nursing and allied health faculty
Full-time nursing and allied health faculty in Texas can get up to 5% of the loan for down payment and closing costs. Hospital nurses do not qualify.
Who's covered
Nursing faculty: full-time faculty of an undergraduate or graduate professional nursing program. Allied health faculty: full-time faculty at an undergraduate or graduate allied health program at a Texas public or private college or university.
TSAHC doesn't name a specific verification document for these roles; your lender verifies your employment.
Homes for Texas Heroes is a year-round program from the Texas State Affordable Housing Corporation (TSAHC). It pairs a 30-year fixed-rate mortgage with up to 5% of the loan amount for down payment and closing costs, either as a grant you never repay or as a loan forgiven after 3 years. First-time buyers can also add a Mortgage Credit Certificate, a federal tax credit.
Teaching nurses vs. working nurses
This category is about teaching in a nursing or allied health program. Hospital and clinic nurses are not eligible for Homes for Texas Heroes, even if they precept students. If you work full time as faculty and also pick up hospital shifts, your faculty job is what qualifies you.
A fallback for other health workers
TSAHC's Home Sweet Texas program has the same 5% grant or forgivable option for buyers in any profession, with an income limit up to 150% of area median family income.
Papers to have on hand
- Proof of full-time faculty employment (offer letter or employer verification)
- Income and asset documents your lender requests
- Homebuyer education certificate before closing
Readers also ask
I'm a registered nurse at a hospital. Do I qualify?
No. Hospital nurses are not a Heroes profession. Only full-time nursing faculty and full-time public school nurses qualify among nurses.
Does a private university count for allied health faculty?
Yes. Allied health faculty at Texas public or private colleges and universities are eligible if full time.
What if I teach part time?
Both faculty categories require full-time employment. Part-time instructors can look at Home Sweet Texas instead.
