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Homes for Texas Heroes · Cameron County

Buying your first home in Cameron County, Texas

Cameron County, at the southern tip of Texas with Brownsville as its seat and about 434,000 residents, uses the statewide Heroes rules with a lender confirming the local income limit.

SeatBrownsville
Residents433,946

The local picture

Buyers here look in Brownsville, Harlingen, San Benito, Los Fresnos and Port Isabel. Brownsville ISD, Harlingen CISD, San Benito CISD and Los Fresnos CISD employ full-time teachers, aides, librarians, counselors and school nurses who may qualify.

Brownsville and Harlingen police officers and Cameron County Sheriff's Office deputies prove eligibility with a TCOLE license. Brownsville Fire Department firefighters use TCFP certification.

Because there's no purchase price limit on TSAHC's non-bond help without an MCC, the main local question is your income limit, which a lender confirms.

Income and price limits in Cameron County

TSAHC's public table doesn't include a Cameron County figure, so a lender confirms the Heroes limit here; TDHCA's statewide companion limits apply at $101,500 for 1-2 people and $116,725 for 3+, with a $566,354 price limit. Statewide limits · What can I afford?

Local money in Cameron County

We found no program run just for Cameron County right now. The statewide options still apply, and the full Texas list has them.

Buyer classes near Cameron County

Budget a few hours for a buyer class before closing, because almost every program requires it. These HUD-approved agencies around Cameron County teach the class or sit down with buyers one on one:

AgencyTownMiles awayOffersLanguagesHow
Cdcb-Come Dream.Come Build.Brownsville17Buyer class, One-on-one prepEnglish, SpanishIn person, By phone, Online
Affordable Homes of South Texas, Inc.Mcallen49Buyer class, One-on-one prepEnglish, SpanishIn person, By phone

Pulled from HUD's list of approved counseling agencies. A class that one program accepts may not count for another.

Which class counts? Your lender keeps the list of approved courses for each Texas program, and can open your pre-approval during the same conversation. Start the eligibility check

Local employers whose staff can qualify

  • Brownsville ISD
  • Harlingen CISD
  • San Benito CISD
  • Los Fresnos CISD
  • Brownsville Police Department
  • Cameron County Sheriff's Office
  • Harlingen Police Department
  • Brownsville Fire Department

Brownsville ISD, Harlingen CISD, San Benito CISD and Los Fresnos CISD staff, local police, sheriff's deputies and Brownsville firefighters are the local pool. The full list of eligible jobs.

Questions from Cameron County buyers

Can I use the Heroes help in Port Isabel?

Yes, as long as the home is your primary residence. Single-family homes, condos, townhomes and eligible manufactured homes can work.

What if my income is over the Heroes limit?

A lender can check TDHCA's My Choice Texas Home, which has higher income limits, or other options.

What does TSAHC check for teachers?

Your certification through the State Board for Educator Certification lookup. The lender also confirms full-time employment.

Nearby county guides: Harris County, Dallas County, Tarrant County, Bexar County, Travis County, Collin County, Denton County, Fort Bend County. See them all.