Homes for Texas Heroes · Denton County
Denton County has crossed 1 million residents, and Denton, its seat, plus Lewisville and Little Elm employ the teachers, officers and firefighters the Heroes program serves.
Local buyers compare Denton, Lewisville, Flower Mound, Little Elm and The Colony. Denton ISD, Lewisville ISD, Little Elm ISD and the Denton County part of Northwest ISD employ full-time educators who may fit TSAHC's definition.
Denton Police Department and Lewisville Police Department officers and Denton County Sheriff's Office deputies use a TCOLE license to prove eligibility. Denton Fire Department firefighters use TCFP certification.
If you're a jailer at the county jail, you're covered too: full-time county jailers qualify with a TCOLE license.
A lender confirms Denton County's Heroes limit; TSAHC's nearby Dallas-metro figure is $205,870, and TDHCA's Dallas HMFA companion limits are $121,100 for 1-2 people and $139,265 for 3+, with a $589,596 price limit. Statewide limits · What can I afford?
Programs run by cities, counties and employers here. Some can sit on top of the state help, some replace it. A loan officer sorts out which pairings are allowed.
City of Denton
City: program 'has expended all funds and is not currently accepting applications.'
Fact-checked November 2026 · our sources
Could I get this? →Budget a few hours for a buyer class before closing, because almost every program requires it. These HUD-approved agencies around Denton County teach the class or sit down with buyers one on one:
| Agency | Town | Miles away | Offers | Languages | How |
|---|---|---|---|---|---|
| Transformance Dba Services of Hope Entities | Dallas | 32 | Buyer class, One-on-one prep | English | By phone |
| Dallas County Home Loan Counseling Center | Dallas | 33 | Buyer class, One-on-one prep | English | By phone |
| Dallas Area Habitat for Humanity | Dallas | 34 | Buyer class, One-on-one prep | English, Spanish | In person, By phone |
| Housing Channel | Fort Worth | 35 | Buyer class, One-on-one prep | English | By phone |
| Fort Worth Area Habitat for Humanity Inc | Fort Worth | 39 | Buyer class, One-on-one prep | English, Spanish | In person, By phone, Online |
Pulled from HUD's list of approved counseling agencies. A class that one program accepts may not count for another.
Full-time Denton, Lewisville, Little Elm and Northwest ISD staff, Denton and Lewisville police, sheriff's deputies, county jailers and Denton firefighters are the local eligible pool. The full list of eligible jobs.
Yes. Full-time county jail guards under Sec. 85.005 of the Local Government Code qualify, verified with a TCOLE license.
You can still use the Heroes down payment help to buy your next primary residence. Only the MCC is limited to first-time buyers.
A loan officer at a TSAHC-approved lender. You don't apply to TSAHC directly; the lender checks your job, income and credit and submits the file.
Nearby county guides: Harris County, Dallas County, Tarrant County, Bexar County, Travis County, Collin County, Fort Bend County, Hidalgo County. See them all.
We'll reach out when it reopens. Curious what you could qualify for right now?
Run the eligibility check
I'm Linda, and I answer the phones for this desk. See if you're eligible for down payment assistance in Texas. A few taps and you'll know where you stand.
First, what line of work are you in?
Costs nothing. Won't touch your credit. Quit anytime.