Homes for Texas Heroes takes applications all year: up to 5% of the loan amount, paid toward your down payment and closing.(800) 555-0100Run the 2-minute check
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Homes for Texas Heroes · Hidalgo County

Buying your first home in Hidalgo County, Texas

Hidalgo County, seated in Edinburg with about 922,000 residents, has large school districts and growing police and fire departments across the Rio Grande Valley.

SeatEdinburg
Residents921,549

The local picture

Buyers here work and shop for homes in McAllen, Edinburg, Mission, Pharr and Weslaco. Edinburg CISD, McAllen ISD, Pharr-San Juan-Alamo ISD, La Joya ISD and Mission CISD are major employers of full-time teachers, aides, counselors, librarians and school nurses.

Hidalgo County Sheriff's Office deputies and McAllen and Edinburg police officers prove eligibility with a TCOLE license. McAllen Fire Department firefighters use TCFP certification.

TSAHC's July 2026 blog didn't list a Valley metro, so the Heroes limit here comes from TSAHC's lender tools.

Income and price limits in Hidalgo County

TSAHC hasn't published a Heroes figure we could verify for Hidalgo County, so a lender confirms it; TDHCA's statewide companion limits apply here at $101,500 for 1-2 people and $116,725 for 3+, with a $566,354 price limit. Statewide limits · What can I afford?

Local money in Hidalgo County

We found no program run just for Hidalgo County right now. The statewide options still apply, and the full Texas list has them.

Buyer classes near Hidalgo County

Budget a few hours for a buyer class before closing, because almost every program requires it. These HUD-approved agencies around Hidalgo County teach the class or sit down with buyers one on one:

AgencyTownMiles awayOffersLanguagesHow
Affordable Homes of South Texas, Inc.Mcallen14Buyer class, One-on-one prepEnglish, SpanishIn person, By phone
Cdcb-Come Dream.Come Build.Brownsville54Buyer class, One-on-one prepEnglish, SpanishIn person, By phone, Online

Pulled from HUD's list of approved counseling agencies. A class that one program accepts may not count for another.

Which class counts? Your lender keeps the list of approved courses for each Texas program, and can open your pre-approval during the same conversation. Start the eligibility check

Local employers whose staff can qualify

  • Edinburg CISD
  • McAllen ISD
  • Pharr-San Juan-Alamo ISD
  • La Joya ISD
  • Mission CISD
  • Hidalgo County Sheriff's Office
  • McAllen Police Department
  • Edinburg Police Department
  • McAllen Fire Department

Edinburg CISD, McAllen ISD, PSJA ISD, La Joya ISD and Mission CISD staff, sheriff's deputies, McAllen and Edinburg police and McAllen firefighters are the local pool. The full list of eligible jobs.

Questions from Hidalgo County buyers

What's the Heroes income limit in Hidalgo County?

TSAHC's public July 2026 table covers six metros and not the Valley. A participating lender or TSAHC's quiz confirms the Hidalgo County figure, which is based on up to 170% of area median family income.

Do PSJA ISD teacher aides qualify?

Yes, if full time. TSAHC's Professional Educator category includes teacher aides at public K-12 schools.

Is the down payment help a loan I have to repay?

Not if you pick the grant. The other choice is a second-lien loan that is forgiven after three years if you don't sell or refinance.

Nearby county guides: Harris County, Dallas County, Tarrant County, Bexar County, Travis County, Collin County, Denton County, Fort Bend County. See them all.