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Homes for Texas Heroes · Fort Bend County

Buying your first home in Fort Bend County, Texas

Fort Bend County, seated in Richmond with nearly 1 million residents, sits in the Houston area and gives eligible school staff and first responders the same 5% Heroes option.

SeatRichmond
Residents975,191
Metro income figure$176,800

The local picture

Sugar Land, Missouri City, Rosenberg, Fulshear and Richmond are the main local markets. Fort Bend ISD, Lamar CISD and the Fort Bend part of Katy ISD employ full-time teachers, aides, counselors, librarians and school nurses who may qualify.

Fort Bend County Sheriff's Office deputies and Sugar Land and Missouri City police officers qualify with a TCOLE license. Fort Bend County EMS medics qualify as EMS personnel with DSHS certification.

Fort Bend has targeted census tracts in TDHCA's tables, which can matter if you compare TDHCA's programs.

Income and price limits in Fort Bend County

TSAHC's Houston-metro Heroes figure is $176,800, and a lender confirms the exact limit for Fort Bend County; TDHCA lists $104,000 (1-2 people) and $119,600 (3+) here, with a $566,354 price limit outside targeted tracts. Statewide limits · What can I afford?

Local money in Fort Bend County

We found no program run just for Fort Bend County right now. The statewide options still apply, and the full Texas list has them.

Buyer classes near Fort Bend County

Budget a few hours for a buyer class before closing, because almost every program requires it. These HUD-approved agencies around Fort Bend County teach the class or sit down with buyers one on one:

AgencyTownMiles awayOffersLanguagesHow
Money Management International Inc.Stafford14Buyer class, One-on-one prepEnglish, SpanishBy phone, Online
Houston Area Urban LeagueHouston29Buyer class, One-on-one prepEnglishBy phone
Credit CoalitionHouston31Buyer class, One-on-one prepEnglishBy phone, Online
Fifth-Ward Community Redevelopment Corp.Houston32Buyer class, One-on-one prepEnglish, SpanishIn person, By phone, Online
Tejano Center for Community ConcernsPasadena36Buyer class, One-on-one prepEnglish, SpanishIn person, By phone, Online

Pulled from HUD's list of approved counseling agencies. A class that one program accepts may not count for another.

Which class counts? Your lender keeps the list of approved courses for each Texas program, and can open your pre-approval during the same conversation. Start the eligibility check

Local employers whose staff can qualify

  • Fort Bend ISD
  • Lamar CISD
  • Katy ISD (part)
  • Fort Bend County Sheriff's Office
  • Sugar Land Police Department
  • Missouri City Police Department
  • Fort Bend County EMS

Fort Bend ISD, Lamar CISD and Katy ISD staff, sheriff's deputies, Sugar Land and Missouri City police and Fort Bend County EMS crews are the local fit. The full list of eligible jobs.

Questions from Fort Bend County buyers

Does Fort Bend County EMS count?

Full-time EMTs, EMT-Paramedics and licensed paramedics qualify, verified through DSHS. A full-time Fort Bend County EMS medic fits; your lender confirms it.

I teach at Katy ISD but want to buy in Fulshear. Does that work?

Yes. Your job qualifies you, and the home can be anywhere in Texas as long as it's your primary residence.

Can I add the MCC?

If you're a first-time buyer, yes, alongside TSAHC down payment help and subject to bond funding. You'll need to meet the MCC's 115% income limit and its price limit.

Nearby county guides: Harris County, Dallas County, Tarrant County, Bexar County, Travis County, Collin County, Denton County, Hidalgo County. See them all.