SeatEl Paso
Residents877,858
Metro income figure$172,550
The local picture
Most local buyers look in El Paso, Socorro, Horizon City, San Elizario and Anthony. El Paso ISD, Ysleta ISD, Socorro ISD, Canutillo ISD and Clint ISD employ full-time educators who may fit TSAHC's definition, including school nurses.
El Paso Police Department officers and El Paso County Sheriff's Office deputies qualify with a TCOLE license. El Paso Fire Department firefighters qualify through TCFP certification.
Veterans and active-duty members assigned to a Texas base with Texas as their home of record may also qualify, verified with a DD214 or service documents.
Income and price limits in El Paso County
TSAHC lists $172,550 for the El Paso metro, and a lender confirms the exact Heroes limit for El Paso County; TDHCA's balance-of-state companion limits here are $101,500 (1-2) and $116,725 (3+), with a $566,354 price limit. Statewide limits · What can I afford?
Local money in El Paso County
Programs run by cities, counties and employers here. Some can sit on top of the state help, some replace it. A loan officer sorts out which pairings are allowed.
City of El Paso
- Meant for
- Buyers within El Paso city limits; first-time required outside target areas
- How much
- Up to $20,000 grant
- Kind of help
- Grant, nothing to repay
- Income cap
- Non-target: $90,600 (1-2) / $105,340 (3+); Target area: $109,920 / $128,240
- First-timers only?
- Yes
- Fine print
- Down payment and closing costs only; homebuyer education before closing
City page: 'Open Now... FUNDS WON'T LAST LONG!' Contact (915) 228-9336.
Fact-checked November 2026 · our sources
Read our full write-up →Could I get this? →City of El Paso
- Meant for
- Buyers within El Paso city limits
- How much
- Grant up to 5% of the loan amount
- Kind of help
- Grant, nothing to repay
- Income cap
- $90,100 (1-2 people) / $103,615 (3+)
- Fine print
- Apply through a participating lender
Fact-checked November 2026 · our sources
Read our full write-up →Could I get this? →The full Texas program list.
Buyer classes near El Paso County
Budget a few hours for a buyer class before closing, because almost every program requires it. These HUD-approved agencies around El Paso County teach the class or sit down with buyers one on one:
Pulled from HUD's list of approved counseling agencies. A class that one program accepts may not count for another.
Which class counts? Your lender keeps the list of approved courses for each Texas program, and can open your pre-approval during the same conversation.
Start the eligibility check
Local employers whose staff can qualify
- El Paso ISD
- Ysleta ISD
- Socorro ISD
- Canutillo ISD
- Clint ISD
- El Paso Police Department
- El Paso County Sheriff's Office
- El Paso Fire Department
El Paso, Ysleta, Socorro, Canutillo and Clint ISD staff, EPPD officers, sheriff's deputies, El Paso firefighters and qualifying military members are the local fit. The full list of eligible jobs.
Questions from El Paso County buyers
Can active-duty soldiers in El Paso use the program?
Active-duty members assigned to a Texas base with Texas as their home of record can qualify. Your lender checks your service documents and residency.
Are Socorro ISD librarians eligible?
Yes, if full time. School librarians are included in TSAHC's Professional Educator category.
What does the homebuyer course involve?
One borrower completes an approved homebuyer education course, online or in person, before closing.
Nearby county guides: Harris County, Dallas County, Tarrant County, Bexar County, Travis County, Collin County, Denton County, Fort Bend County. See them all.
