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Homes for Texas Heroes · Montgomery County

Buying your first home in Montgomery County, Texas

Montgomery County, north of Houston with about 781,000 residents and Conroe as its seat, has large school districts and a hospital-district EMS service whose medics can fit the Heroes program.

SeatConroe
Residents781,194
Metro income figure$176,800

The local picture

Conroe, The Woodlands, Magnolia, Willis and the city of Montgomery are the main local markets. Conroe ISD, Magnolia ISD, Willis ISD and New Caney ISD employ full-time teachers, aides, librarians, counselors and school nurses.

Montgomery County Sheriff's Office deputies and Conroe Police Department officers qualify with a TCOLE license. Conroe Fire Department firefighters use TCFP certification, and Montgomery County Hospital District EMS medics use DSHS certification.

Working for a hospital district's EMS service is different from working as a hospital nurse. EMS medics qualify; hospital nurses do not.

Income and price limits in Montgomery County

TSAHC's Houston-metro Heroes figure is $176,800, and a lender confirms the exact limit for Montgomery County; TDHCA's Houston-area limits here are $104,000 for 1-2 people and $119,600 for 3+, with a $566,354 price limit outside targeted tracts. Statewide limits · What can I afford?

Local money in Montgomery County

We found no program run just for Montgomery County right now. The statewide options still apply, and the full Texas list has them.

Buyer classes near Montgomery County

Budget a few hours for a buyer class before closing, because almost every program requires it. These HUD-approved agencies around Montgomery County teach the class or sit down with buyers one on one:

AgencyTownMiles awayOffersLanguagesHow
Fifth-Ward Community Redevelopment Corp.Houston38Buyer class, One-on-one prepEnglish, SpanishIn person, By phone, Online
Credit CoalitionHouston38Buyer class, One-on-one prepEnglishBy phone, Online
Houston Area Urban LeagueHouston43Buyer class, One-on-one prepEnglishBy phone
Money Management International Inc.Stafford46Buyer class, One-on-one prepEnglish, SpanishBy phone, Online
Keystone Community Development CorporationDeer Park47Buyer class, One-on-one prepEnglishIn person, By phone, Online

Pulled from HUD's list of approved counseling agencies. A class that one program accepts may not count for another.

Which class counts? Your lender keeps the list of approved courses for each Texas program, and can open your pre-approval during the same conversation. Start the eligibility check

Local employers whose staff can qualify

  • Conroe ISD
  • Magnolia ISD
  • Willis ISD
  • New Caney ISD
  • Montgomery County Sheriff's Office
  • Conroe Police Department
  • Conroe Fire Department
  • Montgomery County Hospital District EMS

Conroe, Magnolia, Willis and New Caney ISD staff, sheriff's deputies, Conroe police and fire, and hospital district EMS medics are the local eligible pool. The full list of eligible jobs.

Questions from Montgomery County buyers

Do Montgomery County Hospital District paramedics qualify?

Full-time EMTs and paramedics qualify with DSHS certification. That covers EMS medics; it doesn't extend to hospital nurses.

Can I buy in The Woodlands?

Yes. The program works statewide for a primary residence, and for non-bond help without an MCC there's no purchase price limit.

What loan types are available?

TSAHC offers 30-year fixed government and conventional loans. Ask your lender which FHA, VA or USDA options it offers through TSAHC.

Nearby county guides: Harris County, Dallas County, Tarrant County, Bexar County, Travis County, Collin County, Denton County, Fort Bend County. See them all.